Health Savings Accounts combine the comfort of control with the practicality to use only what you need when you need it. Most importantly, you’ll create a tax-free nest egg by saving some of the money you’re now sending your insurance company. And combining an HSA with Ken Smith’s insight and service comes naturally, because Kenneth L. Smith Insurance Planning Services is hardly your typical insurance provider. No hard sell, no nagging phone calls.

 
Ken Smith, CLU, FLMI
166 A1A, North Suite 204
Ponte Vedra Beach, FL 32082
Phone: (904) 273-5704
Fax: (904) 273-5700
Cell: (904) 703-8540
E-mail: ksmith@kensmithinsurance.com
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From IRS.gov: Many small businesses and tax-exempt organizations that provide health insurance to their employees now qualify for a special tax credit, according to the Internal Revenue Service. The credit is designed to encourage small business employers to provide health insurance to their employees, or to maintain such coverage already in place. Generally, the credit is available to small employers paying at least half the cost of single coverage for their employees.

Maximum credit is 35% of premiums paid in 2010 by eligible employers, and 25% of such for tax exempt organizations. In 2014, the credits increase to 50% and 35%, respectively.

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