While most traditional health insurance follows you as you travel outside the USA for a period of time, keep these issues in mind: To retain your health insurance coverage, your stay outside the US and its territories should not exceed six (6) months duration. Traditional health insurance plans do not included some benefits you may [...]

Under ObamaCare, health insurance costs continue to increase. What? I thought ObamaCare was supposed to reduce health care costs for all of us. Guess what? There is not one item in ObamaCare that addresses the increasing costs of health care delivery. Instead, ObamaCare attempts to control such costs by imposing caps and penalties on fees [...]

It’s been two years since the Dem’s passed ObamaCare and PresBO signed it into law. Challenges from twentysix (26) states plus the National Federation of Independent Business, have been through several federal appeals courts leading up to a date with the Supreme Court starting on March 26, 2012. At this point, advocates for both sides [...]

You have until April 17, 2012, or when you file your 2011 income tax return if earlier, to add to your Health Savings Account (HSA) for tax year 2011. For singles, you can deposit up to $3,050.00 into your HSA for 2011. For Family coverage, you can deposit up to $6,150.00 for 2011. If you [...]

Question: Who pays for your “free” stuff? ObamaCare mandates (commands) health insurance companies to include preventive care at no cost to insured persons. Is that free care without cost? Does the Doc perform your exam without billing the insurance company? Does the lab complete your blood tests, PAP smears, EKG’s, etc. gratis? Does the Doc’s [...]

Another Obamacare “gotcha” surfaced this week. There is a provision therein that socks the pharmaceutical industry with an additional new tax, the proceeds of which are to be used to study the comparitive effectiveness of various prescription drugs in treating several illnesses. It appears the aim of that study is to discover one drug, out [...]

Our House of Representatives (the House) and our Senate, with the President’s urging, today (12/23/11) passed a sixty (60) days extension of the 2.00% Social Security Withholding Tax reduction. Big Whoop! For many moons we have been told that Social Security is fast running out of cash, and will leave surviving children, disabled workers and [...]

Now is a good time to reflect on our plans for 2012. Did you bring a lot of worry into 2011? I’ll bet most of the things that caused you to worry turned out to be not so bad after all. Make a note to be upbeat about 2012. Most of us are thinking of [...]

On 11/8/11, in the case brought by twentysix states,the U.S. Circuit Court of Appeals for Washington, D.C., voted two to one to uphold ObamaCare’s health insurance ownership mandate. Of interest, a Reagan appointee voted with the majority. That judge has obviously been in Washington too long…must be afraid he won’t be invited to the next [...]

Bad news for you if you are a parent with little pre-school kids or a couple living on 120% of your joint income. Chances are strong that your spouse or significant other plans to throw you under the bus if said spouse suddenly assumes room temperature one day next week. You know, the death rate [...]